Your retirement starts with one number. Find yours today.
We believe every Singaporean deserves to understand their retirement clearly — not guess at it. Answer 5 questions and see your Freedom Number in 60 seconds. Free, always.
★★★★★
"I thought saving $1,200 a month was enough. Turns out I had a $580K gap and had no idea. Knowing the number changed everything."
J
Jun Wei, 38
Tampines · Senior Manager
★★★★★
"I earn well, save every month, own my flat. I still had a $390K gap. That hit me harder than I expected."
L
Liying, 41
Bukit Timah · Finance Director
★★★★★
"The calculator showed me a $420K gap I had no idea about. That wake-up call was what I needed."
R
Rajan, 47
Jurong · Operations Manager
★★★★★
"52 years old, running my own business for 20 years. Never sat down and calculated my retirement — not once. The number shocked me. So did how fixable it was."
T
Teck Huat, 52
Ang Mo Kio · Business Owner
★★★★★
"Seeing my exact number — $1.1M — made it real. I set up a monthly plan that same evening."
P
Priya, 36
Woodlands · Teacher
🔒 No sign-up📊 Real SG numbers🆓 100% free
Question 1 of 520%
🎯
When do you want to stop working?
Tell us your age now, and the age you'd like to retire. We'll work backwards from there.
Current Age
35yrs
2260
Target Retirement Age
🎯 Standard Retirement
62yrs
4570
Years to retirement27 years
📈
How much are you putting aside?
Monthly amount going into stocks, ETFs, unit trusts, or endowments. Exclude your CPF contributions — we handle those separately.
Monthly Investment
$500
$0$10,000+
🏦
What have you built so far?
Total value of investments earmarked for retirement — stocks, unit trusts, fixed deposits, endowments. Exclude your CPF balance.
Total Saved So Far
$50K
$0$1M+
🌟
What does your retirement look like?
Pick the lifestyle closest to what you're aiming for. All figures are in today's dollars.
🎯
Almost there — your Freedom Number is next
Two last inputs — adjust these to match your situation.
Expected return on savings
🛡️ Conservative
4%
2% — Cash / FDs10% — Equities
Inflation assumption
Singapore avg ~3%/yr
3.0%
2%4%
✓
We've received your details.
Our partnered financial adviser will be in touch within 7 days — by call or email.
💡 Good to have ready — your CPF statement and a sense of your monthly spending. That's all your adviser needs to get started.
Your Retirement Readiness
0%funded
—
🎯 Your Freedom Number — Private Savings Estimate
$0
The private savings target you need to fund your retirement — inflation-adjusted to your retirement year.
Monthly lifestyle today—
Same lifestyle at retirement (inflation-adjusted)—
The gap between the two lines is what needs to close before you can retire on your terms.
What this estimate doesn't include
This is based on your private savings only. Your CPF balance, CPF LIFE payouts, and month-by-month cash flow aren't in here yet.
Your real picture is likely different. It could be better — or it could need more work. Either way, you deserve to know the full story.
🏦
CPF projections
Your CPF LIFE payouts and how they reduce your actual gap
💰
Cash flow, month by month
How long your money lasts — and when it runs out if nothing changes
🗺️
A personalised plan
Built around your real numbers — not a generic template
📋
Want your complete retirement plan?
Leave your details and our partnered financial adviser will reach out to build the full picture with you — CPF projections, cash flow, and a plan you can actually act on.
No obligation. No sales pitch. Just clarity.
1,200+Singaporeans have taken this step towards a clearer retirement
🇸🇬 +65
Your personal data is used solely to arrange your complimentary retirement planning session with our partnered financial adviser. They may contact you by phone or email. Your data will not be sold or shared with unrelated third parties. You may withdraw consent at any time. By submitting, you confirm you are 18+ and a Singapore resident or PR. Handled in compliance with the Personal Data Protection Act 2012 (PDPA).
🔒 Shared only with our partnered financial adviser. PDPA compliant. No spam, ever.
★★★★★
"I thought saving $1,200 a month was enough. Turns out I had a $580K gap and had no idea. Knowing the number changed everything."
J
Jun Wei, 38
Tampines · Senior Manager
★★★★★
"I earn well, save every month, own my flat. I still had a $390K gap. That hit me harder than I expected."
L
Liying, 41
Bukit Timah · Finance Director
★★★★★
"52 years old, running my own business for 20 years. Never sat down and calculated my retirement — not once. The number shocked me. So did how fixable it was."
T
Teck Huat, 52
Ang Mo Kio · Business Owner
★★★★★
"I clicked thinking it was just another calculator. But seeing my exact number — $1.1M — made it real. I set up a monthly plan that same evening."
P
Priya, 36
Woodlands · Teacher
Your Freedom Number is ready.
See where you stand — it's free.